March 29, 2006 The number-one query about the minds of new website builders is,
microsoft office pro 2010 32 bit, How do I prepare to accept credit cards for payments? An outstanding very first position to begin your look for merchant position is your own bank. Most matter bank cards, and when you've gotten a long-term romantic relationship,
office 2010 activation key, that's a big plus. Your financial institution says no? Try a few other local banks--offering to move all your accounts--and you just may be rewarded with merchant standing. You may also try other companies that specialize in issuing accounts to online merchants, including: Cardservice International VeriSign Credit Card Processing Services The Processing Network 21st Century Resources Or log onto Google and hunt for credit card processing. You'll find many dozens of outfits, large and small, that are on the prowl for startups seeking merchant accounts. Charge cards aren't processed cheaply, however, at least not for a startup. A typical fee schedule for a small-volume account (fewer than 1,000 transactions monthly) would include startup fees amounting to around $200 and monthly processing fees of around $20. Making Customers Feel Secure The one particular must-have for online credit score card processing: secure, encrypted connections. You've seen this many times yourself. Go to virtually any major e-tailer, commence a purchase, and you are put into a "secure server" environment, where transaction data is scrambled to provide a measure of safety against hackers. Truth is, these worries are generally unfounded--the odds of a hacker grabbing an unencrypted credit card range from a nonsecure web page are pretty slender--but buyers feel reassured when they see they're entering a secure site, and that means you need to provide it. Is this a technical hassle for you? It shouldn't be. Whatever vendor sells you credit score card processing should also, as part of the package, provide a secure transaction environment. If they don't, look elsewhere. Fraud Prevention Tools Contrary to reports of rising fraud rates,
office 2010 Standard 64 bit, credit card payments remain a single of the safest payment methods available online. Sophisticated internet solutions,
microsoft office Home And Business 2010 activation, such as the LinkPoint Secure Payment Gateway, process credit score card payments in real time using Secure Sockets Layer (SSL) technology, which encrypts all confidential information during the transmission and authorization of transactions. Other fraud-prevention tools, such as the Address Verification Service (AVS), make online credit score card acceptance even safer. The service compares the numerical information in your customers' addresses with records stored by card-issuing banks. It then returns codes that indicate whether the numbers match. Although the information provided by the AVS does not affect the authorization of your transactions, it can help you make informed decisions about suspicious orders. Besides the AVS,
microsoft office Professional 2010 key, you can protect yourself by using the card validation code 2 (CVC2) and the card verification value (CVV2) verification systems of MasterCard and Visa, respectively. These verification services use the three-digit codes printed on all MasterCard and Visa cards to help you determine whether your customers possess legitimate cards. Special e-Considerations Be sure to ask prospective processors about the costs of storefront solutions that you must have to effectively operate your web-site, such as shopping carts, Web hosting, payment gateways, virtual terminals, virtual checks, databases for fulfilling orders, customer tracking, and a way to calculate tax and shipping charges.
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