100 dollar deposit on a 9 only 60 yuan in bank deposits will not meet the prescribed limits deducting money ... ... a number of lawyers, low-income families receive a small bank has recently begun to question the behavior of account management fees.
more deposit savers deposits less
Qi Qing Beijing residents to the bank to withdraw money in 2009 and found nine years ago, only a deposit of 100 yuan 60 yuan,
casque dr dre, The more you save more, and why the more memory the less?
Qi Qing reporter saw the bank statement, the account is October 7, 1999 the Bank of China Beijing Branch Account Beitaipingzhuang the current ordinary deposit accounts.
clear about the deposit homogeneous shrinking experience: dollars, then I have not been moving that 100 yuan. variety,
beats by dre, To August 2, 2009 only, a total of 42 yuan deducted a total of 14 document. During the entire deposit produced only 6 yuan more than the interest rate, far below the deductible amount.
It is understood, the bank deducted three dollars per quarter, with the banks to levy fees on small account management. Bank of China Beijing Branch in December 2005 announcement that, from March 20, 2006, China Bank, Beijing Branch began daily average balance of deposits of less than 500 yuan (not including) the RMB current accounts and the general demand a through accounts, to receive a quarterly account management fee, each 3 yuan.
as the Beijing People's Congress, Qiqing Min Rui to find small deposits Some banks in the survey, she found that many bank depositors do not know accounts are often less than 500 yuan, > banks in order to reduce the In 2005 he was in Shenzhen, a joint-stock bank to deposit 600 yuan, 21 December 2009 and found only 523.05 yuan withdraw money, so many years, not only did not Laozhuo interest, did not expect it and put money into it. Inquiries under the know, the bank has been charged in recent years a small account management fees.
this,
dre beats, the reporter contacted the joint-stock banks, the staff members said they charge a small account management fee is mainly for two reasons: First, the current situation from a personal account, a lot of idle Fixed a few years of Zoom to full social level, the same customers are often in a different number of accounts opened between banks,
农校对接中国行启动 高校可从产地直购农产品_国内财经, a waste of social resources in the financial account.
Second, by charging account management fees,
beats by dre, the banks hope that the existing idle account of their own bank accounts, customers can effectively merge to actively seek customers to merge the assets among the banks,, select a bank as their financial asset management line,
香港证监会调查金沙中国_国内财经, which can not only enhance their awareness of financial planning clients.
one or two hours is a common practice, when we have time to work in the accounts?
reporter called several banks in Shenzhen found that the standard for the minimum deposit,
beats by dre, banks are not uniform, the Bank shall not be less than the required average daily balance of 500 yuan, Bank of China, Agricultural Bank of China, ICBC, Construction Bank, Shenzhen Development Bank require not less than 1,
beats by dr dre,000 yuan.
experts should be more humane
this,
casque beats, some lawyers question the management fees charged by banks behavior of small accounts that are suspected of a unilateral breach of contract. Guangdong, Hong Qun-Li Xie Ziqi law firm, said bank depositors to open accounts in no small account in the contract and to charge management fees that banks charge depositors in the form of notice money, depending on whether the agreement stipulated bank account of unilateral the right to change. Some banks and depositors in case there is no agreement to receive management fees, in violation of contract law.
Great Wall Securities Research Institute, said the ICP, although the small account management for the collection of objective indeed help to reduce the customers pay, the bank should consider the toll of corporate social responsibility.
for the bank and other humane measures to address this problem. Technically, the bank management 100 yuan administering 100 million accounts and the workload is the same account, why have not heard of deposits of 100 million to clean up the account?
(according to Xinhua News Agency, Shenzhen,
casque dr dre, August 11 - / Reporter Yangjin Xin, Yong Peng)
have _COUNT_ comments I want to comment
as the Beijing People's Congress
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