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contingency claims contracting (J3) see employment contract

National Income and Product Accounts (EO)<br />The national income accounts of the USA which began in 1947; earlier estimates had been produced by the US Department of Commerce with the advice of KUZNETS but they lacked an expenditure breakdown of the national product. The need for better economic information in the Second World War prompted the creation of this new accounting framework. The new accounts had the aims of providing a consistent and interrelated system, improving statistical procedures for estimating all series using the latest data and incorporating changes in basic aggregates to make the definitions used more useful.<br /> The basic table is

<strong>MOBIUS</strong> – Missouri Bibliographic Information User system, a consortium of academic libraries. May be found on the world wide web at http://mobius.missouri.edu/.
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<strong>OELA</strong> – Office of English Language Acquisition, a division of the U.S. Department of Education devoted to promoting high quality education for English Language Learners (ELLs). The OELA administers Title III of the No Child Left Behind Act of 2001.
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<strong>Refund</strong> – The difference between the amount the student paid toward school charges and the amount the school can retain under a refund policy. The federally mandated calculation is referred to as R2T4. (See also Return of Title IV funds.) Within CommonLine file specifications, refunds are requested by submitting the CTSF @1-11 transaction.
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<strong>Need cutoff</strong> – The need amount that students had to demonstrate to qualify for the Gallagher and College Guarantee Programs through the 2006-07 academic year. The MDHE estimated the need cutoff in the spring of each year before final appropriations and student eligibility was known. The actual need cutoff was then determined prior to setting spending authority in FAMOUS.
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lender of last resort (E5)<br />The chief function of a CENTRAL BANK - to guarantee the LIQUIDITY of a banking system by always being the ultimate source of credit. Thus in the UK, the BANK oF ENGLAND is always prepared to lend to the money market by discounting the bills held by the discount houses; in the USA, the twelve FEDERAL RESERVE BANKS Will discount the bills of member banks.

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Member states play a lesser role in the ILO than in many other international organizations because of the workers and employers representatives. National Ministries of Labour have been accorded an enhanced and international importance through the existence of the ILO. The Nobel Peace Prize was awarded to it in 1969 in recognition of its efforts. By 1988, it had 150 members.

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goldilocks economy (NO, PO)<br />The US economy in the late 1990s when it enjoyed high growth without inflationary pressures. It was noted for its low rate of household saving and rising trade deficit.<br /><em>See also:</em> soft landing

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real exchange rate (F3)<br />A currency's value in terms of its real purchasing power. A basket of goods and services representative of an average consumer's purchasing is valued in the two currencies. This calculation is often made to show the relative cost of living for executives moving between the major cities of the world or to establish the real value of investment projects.<br /><em>See also:</em> purchasing power parity
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diminishing marginal utility law (D1) This states that the amount of satisfaction derived from the consumption of successive units of the same good or service will decline. The law is used to explain the

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<strong>Integrated Common Manual (ICM)</strong> – A policy and procedure manual for FFELP participants. The manual and related tools may be found at www.commonmanual.org.
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<strong>Integrated Common Manual (ICM)</strong> – A policy and procedure manual for FFELP participants. The manual and related tools may be found at www.commonmanual.org.

<strong>Interest rate</strong> – The maximum rate of interest that is charged on student loans is defined within federal statutes. In the FFEL Program, lenders often reduce the interest rate from the statutory maximum during the in-school or repayment periods for borrowers who pay on time or who meet specified eligibility requirements.
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permanent employment (J2)<br />A Japanese practice of offering lifetime employment to workers, when they join a firm from school or university. This became popular with firms short of labour in the 1950s and anxious about labour turnover. The system has rarely been applied to small firms and less to women than to men. Under this system, all employees, except senior management, retire at 55. Increasing pressures in the Japanese economy in the 1990s threatened the existence of the system.<br /><em>Reference</em><br />Taira, K. (I970) Economic Development and the Labor Market in Japan, New York: Columbia University Press.

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poop (G1)<br />A person with insider information capable

<strong>Satisfactory Academic Progress (SAP)</strong> – To remain eligible for most types of financial aid, the student must maintain satisfactory academic progress as defined by the school.
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