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loss leader (M3)<br />A good or service sold at less than the cost of producing it as an inducement to consumers to use a particular retail outlet. Supermarkets have made much use of this marketing device.

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epidemic model (03)<br />An explanation of the diffusion of technology using the analogy of the spread of infectious disease. The rate of diffusion is regarded as a function of the product of (1) the share of the population with a particular innovation and (2) the number of the fixed population without it. The model attempts to explain why a diffusion rate follows a sigmoid S-shaped time path with low initial rates, a quickening of diffusion, then a fall back to low rates as the potential for diffusion diminishes.<br /><em>Reference</em><br />Romer, P. (1990) 'Endogenous technological change', Journal of Political Economy (October 1990 Supplement) 99: S71-102.

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<strong>Student Aid Report (SAR)</strong> – The paper output record provided to the student after completing the FAFSA. The SAR contains the student' s EFC and results of federal database matches. The electronic version of the record, which is sent to the school, is called the ISIR.

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classical model (E1)<br />A formal macroeconomic model of the economy which assumes that factor and product prices are completely flexible so that there are no rigidities to prevent market clearing. This economy will have FULL EMPLOYMENT of its resources when it is in equilibrium. KEYNES associated this view of the economy particularly with the French economist Jean Baptiste SAY, although it is possible to find other classical economists, including James MILL, who use similar assumptions.
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<strong>CTSF</strong> – Change Transaction Send File, the CommonLine file type used to send change transactions to guarantors, lenders, and/or servicers so that FFEL Program loans may be updated. CTSFs are divided into pre-disbursement transactions (@1-09) and post-disbursement change transactions (@1-10).

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preference share (GO)<br />Fixed interest shares with first entitlement to a company's earnings after the payment of interest on DEBENTURES. Cumulative preference shares accumulate unpaid interest for payment at a later date.
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<strong>WIA</strong> – Workforce Investment Act, a student financial aid program administered by the Missouri Department of Economic Development, formerly known as the Job Training and Partnership Act (JTPA).
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market forces (Ll)<br />1 Demand for and supply of FACTORS oF PRODUCTION and the goods and services produced by them.<br /> 2 The determinants of prices, investment and output in competitive markets.<br /> 3 The system of allocation which is the alternative to ECONOMIC PLANNING.

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<strong>DHE</strong> – Department of Higher Education, the Missouri state agency overseeing the state' s higher education systems and related policies and administering student aid programs, including the FFEL Program and state aid programs such as the Bright Flight Scholarship. Also known as the MDHE. The agency' s website may be found at www.dhe.mo.gov.

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effective rate of assistance (F1)<br />VALUE ADDED to a country's production as a result of PROTECTION as a proportion of the value added by producers under FREE TRADE. This is calculated by the formula (A - B)/ B, where A is the domestic price of a good, including a tariff, minus the subsidized cost of inputs per unit of out- put, and B is the world price of a good minus the unsubsidized cost of inputs per unit of output.
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mesoeconomy (PO)<br />That part of the ECONOMY run by big business. It is intermediate between households or small firms and national governments.<br /><em>Reference</em><br />Holland, S. (1987) The Market Economy from Micro to Mesoeconomics, London: Weidenfeld & Nicolson.

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<strong>CDA</strong> – Central Disbursing Agent, a lender, servicer, guarantor, or other entity that combines disbursement funds and data from multiple origination sources and issues a single EFT transfer and disbursement roster to the school.

<strong>Reissue</strong> – A post-disbursement change transaction for changing the disbursement date from a past date to a future date. Within CommonLine, this transaction is located in the @1-10 record.

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