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aggregate concentration (Ll)<br />The coNCENTRATION of the economic activity of a nation or an industry in the hands of a few giant firms. Also called absolute concentration.<br /><em>See also:</em> concentration ratio; relative concentration
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breakeven level of income (M2)<br />The level of income at which all income is consumed and no debts are incurred.

Cantillon, Richard, c.l680-c.l734 (B3) Irish-born banker and economist who spent much of his life in France where he made a large personal fortune after the collapse of John LAw's Mississippi Company. His writings on economics, other than the Essai sur Ia Nature du Commerce en General, appear to have perished with him when his house in Albemarle Street, London, was burnt down. His remarkable Essai showed his keen reading of several economists, including PETTY, and his immense practical knowledge of ban king. In many senses he an ticipated QUESNAY and other PHYSIOCRATS by setting out a model of the economy with villages, market towns and cities engaged in mutual exchanges. Also, he powerfully explained the role of the ENTREPRENEUR in economic activity, with a more plausible explanation than Smith's INVISIBLE HAND postulate. His analysis of exchange rates, open market operations and the bank credit multiplier gives his work a modern focus.<br /> <br /><em>Reference</em><br />Cantillon, R. {1755) Essai sur Ia Nature du Commerce en General, English trans. H. Higgs, London: Macmillan, for the Royal Economic Society, 1931.<br /> Murphy, A.E. {1986) Richard Cantillon: Entrepreneur and Economist, Oxford: Clarendon Press.
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sion of land into small farming units affects the productivity of most types of agricultural production.

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equilibrium (DO, EO)<br />A state of balance such that a set of selected interrelated variables has no inherent tendency to change. In economics, a major example is the balance of the forces equating demand and supply. sMITH in his discussion of prices used the idea of market prices fluctuating around the NATURAL PRICE which can be considered a central price. The SUBSISTENCE THEORY OF WAGES regarded expansions and contractions of a population as equilibrating forces making the subsistence wage rate the long-run equilibrium wage. An equilibrium can exist for an economy as a whole, for a sector of it, for a particular market or for an institution, such as a firm. Although the term is applied principally to static models, there can be an equilibrium in dynamic models when variables proceed along an equilibrium-type path. Equilibria can be stable or unstable, temporary or permanent: some of them do not exist. The Marshallian and Keynesian cross-diagrams are the most famous diagrammatical representations of equilibrium (E, equilibrium). National income<br /><em>See also:</em> general equilibrium; temporary equilibrium<br /><em>Reference</em><br /> Amendola, M. and Gaffard, J.-L. (1998) Out of equilibrium, Oxford and New York: Clarendon Press.<br /> Caravale, G. (ed.) (1997) Equilibrium and economic theory, London and New York: Routledge.<br /> Fisher, F.M. (1983) Disequilibrium Foundations of Equilibrium Economics, Cambridge: Cambridge University Press.<br /> Samuelson, P.A. (1965) Foundations of Economic Analysis, 2nd edn, New York: Athenaeum.

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specie (E4)<br />Gold or silver coins.
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optimal rate of pollution (Q2)<br />The rate of pollution at which the marginal
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P-star model (E3)<br />A model based on the QUANTITY THEORY OF MONEY and the belief that a price level tends to its equilibrium leveL It is used to forecast inflation by calculating the gap between the current price and the equilibrium price (P-star, P*). This equilibrium price is determined by potential output, the quantity of money in the ECONOMY and the equilibrium VELOCITY OF MONEY. If the equilibrium price is more than the current price, there is the possibility of inflation.
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discount house (G2)<br />A financial institution of the City of London, which borrows MONEY AT CALL from banks and other institutions and invests it in TREASURY BILLS, high-quality

<strong>Institutional aid</strong> – Financial aid programs created, funded, and administered by any given postsecondary institution.
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<strong>NACUBO</strong> – National Association of College and University Business Officers.

grey belt (Jl)<br />An area with a high proportion of retired people in its population. In many countries, the grey belt is situated on the coastline with the best climate.<br /><em>See also:</em> ageing population

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<strong>Master Promissory Note (MPN)</strong> – A common form that allows a student or parent to borrow multiple loans for multiple academic years and providing repayment obigations information (rights and responsibilities). A signed borrower MPN is required before student loan funds can be disbursed to the school.
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McFadden Branch Banking Act 1927 (G2)<br />US federal statute which helped national banks to compete with state-chartered banks by allowing them the same power to open branches as the state banks in that area. An aim of the Act was to encourage banks to stay in the FEDERAL RESERVE SYSTEM.
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<strong>CB</strong> – The abbreviation for Campus-Based aid. Campus-based aid programs include Federal Work Study (FWS), the Federal Perkins Loan Program, and the Federal Supplemental Educational Opportunity Grant (FSEOG). “CB” also indicates a type of Dear Colleague Letter specifically addressing campus-based aid programs.
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