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<strong>SAT</strong> – Scholastic Aptitude Test, administered by the College Board.
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prime bank (G2)<br />A large bank with a high volume of deposits operating in the major money centres.
<strong>National Council of Higher Education Loan Programs (NCHELP)</strong> – The FFEL Program national association for guarantors, secondary markets, collection agencies, and other organizations. NCHELP provides tools, manuals, documents, and resources online, including the Code of Federal Regulations (CFR). Visit the NCHELP e-library at
www.nchelp.org.
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pendulum arbitration (J5)<br />A system of arbitration under which the arbitrator has to choose either management or union proposals. As no compromise is possible, both sides are moderate in their stances. Although this was practised in the UK coal industry as early as the period 1893-14, it has been revived as a method of wage dispute settlement, e.g. in Japanese companies to avoid strikes. Arbitration is compulsory in twenty US states for public sector industrial disputes, eight using only pendulum arbitration and two using it to some extent. Perhaps such arbitration is most suitable when there is a general principle at stake, e.g. wage cuts or wage increases. Also known as flip-flop, final offer or straight-choice arbitration.<br /><em>Reference</em><br />Davis, D. (1989) The Power of the Pendulum, London: Institute of Economic Affairs.<br /> Treble, J.G. (1990) 'The pit and the pendulum: arbitration in the British Coal Industry, 1893-1914', Economic Journal 100: 1095-108.
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