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<strong>NDSL</strong> – National Direct Student Loan, renamed the Federal Perkins Loan Program in 1992. (Note: this is NOT the same program as the William D. Ford Direct Loan Program, or FDLP.)
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fiduciary issue (E5)<br />An inconvertible issue of banknotes not backed by gold: as the name suggests, these notes are issued in faith. In the nineteenth century when banknotes constituted a larger proportion of the MONEY suPPLY than now, controlling the size of the fiduciary issue was important; this is no longer so.<br /><em>See also:</em> Bank Charter Act 1844; fiat money
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<strong>National credit bureau</strong> – A credit reporting agency with a service area encompassing more than a single region of the country. Examples of national credit bureaus include TransUnion and Equifax.

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