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quality-adjusted life years (Il)<br />A year of life adjusted by expected health or illness. A year of healthy life expectancy = 1, of unhealthy life expectancy < 1.<br /> Health care is beneficial if it generates positive QALYs; efficient health care activity occurs where cost per QALY is as low as possible. As low cost per QALY health care is prioritized, this approach to allocating health resources is criticized for its bias against the old and very sick.<br /><em>See also:</em> health economics <br /><em>Reference</em><br />Harris, J. (1987) 'Qualifying the value of life', Journal of Medical Ethics 13: 117-23.

Law, John, 1671-1729 (B3)<br />Born in Edinburgh, Scotland. After imprisonment in London for murder, he escaped to France where he soon became its leading banker. He proposed the establishment of a Bank of France to issue paper money on the security of land. He set up his General Bank in 1716 and founded companies in Louisiana and Mississippi whose stock was used to redeem the French national debt. After his scheme collapsed at a time of wild stock market speculation he fled to Venice. His principal work was Money and Trade ConsideredWith a Proposal for Supplying the Nation With Money (1705).
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<strong>Access Missouri</strong> – A Missouri state need-based financial aid program administered by the MDHE through the FAMOUS system. This program was newly implemented as of August 28, 2007 and replaced both the Charles Gallagher Grant as well as the College Guarantee program. More information is available at: http://studentaid.ed.gov/PORTALSWebA...sp?tab=funding.

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<strong>FM</strong> – Federal Need Analysis Methodology, the formula used to calculate the EFC, which is then used to determine a student' s eligibility for the federal financial aid, state aid, and/or institutional aid programs.
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iron law of wages (B1, 13)<br />The SUBSISTENCE theory of wages used by many CLASSICAL ECONOMISTS. It was argued that if workers are paid more than subsistence there will be an increase in population which, with a short time lag given that child labour was used, will increase the labour force, in tum pushing wages back to the subsistence level. Conversely, wages below the subsistence rate will reduce the population, cause excess demand for labour and push wage rates back up to subsistence. The law, in essence, described a long-run equilibrium wage rate. Adam SMITH challenged the law on the empirical grounds that food prices and wages often move in different directions. Growing real wages in the nineteenth century also refuted the law.
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semi-colonial country (PI)<br />A politically independent country whose economy, according to MARXIAN ECONOMICS, is dominated by international imperialist CAPITALISTS.
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<strong>National SMART Grant Program</strong> – A new federal grant available as of July 1, 2006. Eligibility for this grant is based on science and math curriculum and academic performance as well as financial need. SMART is an acronym for Science and Mathematics Access to Retain Talent.

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<strong>EAC</strong> – Electronic Access Code. Also Electronic Access Conference, an annual conference sponsored by the U.S. Department of Education.
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