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<strong>American Student Assistance (ASA)</strong> – the MDHE' s servicer for FFEL Program loans.

lntermarket Trading System (G2)<br />The US electronic stock market which links US regional stock exchanges with the two New York exchanges and the National Association of Securities Dealers Automated Quotation System. The Intermarket Trading System's display terminals state the current prices of that trader's market, together with the best price available elsewhere. Despite the convenience of the system, it is not a threat to the New York Stock Exchange.
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<strong>Subrogation</strong> – A transfer in the ownership of a defaulted FFEL Program loan from a guarantor to the U.S. Department of Education. Loans to be subrogated are determined by established federal criteria, revised annually by DE.
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<strong>Repayment period</strong> – The period during which payments of principal and interest are required. The repayment period follows any applicable in-school or grace period (for Stafford Loans) and excludes any period of authorized deferment or forbearance.
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<strong>Coordinating Board for Higher Education (CBHE)</strong> – The governing body overseeing the Missouri Department of Higher Education. The CBHE is comprised of 9 board members and meets 5 times each year.
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diminishing returns law (D2)<br />The decline in output which occurs as successive units of a variable factor of production are applied to a fixed factor. The most familiar example was the application of increasing amounts of labour to a fixed amount of land with the consequence that the MARGINAL PRODUCT of labour declined. This view of agricultural production was central to much of CLASSICAL ECONOMICS, including RICARDO'S model of the economy. The US economist Henry Charles Carey (1793-1879) was one of the few economic writers of the nineteenth century to argue that in a developing economy cultivation can proceed from the least to the most fertile land bringing about increasing returns.<br /><em>See also:</em> returns to scale <br /><em>Reference</em><br />Carey, H.C. (1848) The Past, The Present and The Future, Philadelphia: Carey & Hart.

Christian socialism (P2)<br />The intellectual and practical endeavour to apply Christian social principles to an industrial and competitive society. It is particularly associated in England with Frederick Denison Maurice (1805-72) and Charles Kingsley (1819-75) who preached the merits of co-operation, promoted associations for working men and founded in 1854 a working men's college. In the twentieth century, the FABIAN sociETY and GUILD SOCIALISM continued the tradition; many in the UK Labour Party have attempted to marry Christian ideals to socialism. In France SAINT-SIMON (17601825) recommended a new Christianity which would encourage producer associations; later in the nineteenth century there were strong Roman Catholic movements to provide a theology of socialism. In the USA Washington Gladden (1836-1918) fought to make the Congregational Church accept its social responsibilities and inspired the Social Gospel movement. Richard Ely (1854-1943), a founder of the AMERICAN ECONOMIC ASSOCIATION, expressed his Christianity in his advocacy of the public control of resources and the encouragement of trade unions. The Society of Christian Socialists was founded in 1889. The earliest inspirations for Christian socialism were the New Testament, with its injunction 'Love Thy neighbour as Thyself', and the experiment of the early Church of holding all things in common. In the Middle Ages, AQUINAS and others recommended a JUST PRICE.<br /><em>Reference</em><br />Cort, J.C. (1988) Christian Socialism: an informal history, Mary Knoll, NY: Orbis. Norman, Edward (1987) The Victorian Christian Socialists, Cambridge: Cambridge University Press.

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market distortion (DO)<br />A market allocation that fails to reach a social optimum. Sometimes this occurs because of government intervention.

<strong>Variable rate</strong> – An interest rate that varies over time and generally has a specified maximum (cap). Prior to July 1, 2006, interest rates on FFEL Program loans were variable with an 8.25% cap. (Beginning July 1, 2006, interest rates are now fixed rates, with the maximum established at 6.8% for Stafford Loans and 8.5% for FFEL Program PLUS Loans.)
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<strong>Automated Transfer of Money (ATOM)</strong> – The MDHE' s free disbursing service.

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<strong>M record</strong> – Modification record, a record type that may be included in unsolicited CommonLine response files, if requested. An “M record” is sent in response files to indicate status updates and changes made by a source other than the school' s CTSF (Change Transaction Send File).
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population (Jl)<br />1 All of the finite number of items from which a statistical sample is taken.<br /> 2 The total number of residents of a country or area within it. World population is dominated by China's population that constitutes about a quarter of the total. The major determinants of population growth are the birth rate, the death rate and international MIGRAT!ON.<br /><em>See also:</em> Malthus; statistics
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<strong>GED</strong> – General Educational Development certificate, an equivalent of a high school diploma. (See also “Ability to benefit.” )

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excise duty (H2)<br />An indirect tax levied on a specific good, especially petrol, alcohol or tobacco. Duties of this kind have been an important source of government revenue in some countries, e.g. the USA, for longer than INCOME TAXES. Given the INELASTICITY of demand for these goods, they provide a reliable source of revenue. Also, the duties have been imposed as TARIFFS to protect domestic industries from the competition of imports.<br /><em>See also:</em> direct and indirect taxation

<strong>U.S. National</strong> – As defined by the Immigration and Nationality Act, a U.S. citizen or a noncitizen who owes permanent allegiance to the United States. This term includes all U.S. citizens as well as the citizens of American Samoa and Swain' s Island.

<strong>Accrued interest</strong> – Each day interest is calculated on the unpaid principal balance of a loan and increases (accrues). Interest accrues on a subsidized Stafford Loan after the grace period is completed and the borrower enters repayment. For unsubsidized Stafford, parent PLUS, and Grad PLUS Loans, on the other hand, interest begins to accrue after the first disbursement of the loan.

and dealing in secuntles. It consists of either executing the orders of other investors or proprietary trading when a bank deals on its own account. The GLAss STEAGALL ACT ordered the separation of investment from deposit-taking banking, thereby preventing the growth of F!NANCIAL CONGWMERATES to the extent which has subsequently become possible in the UK. In the USA the TOP 'BULGE-BRACKET' FIRMS are virtually an oligopoly, having 80 per cent of the business in debt and other securities markets.<br /><em>See also:</em> merchant bank

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<strong>Direct lending, or direct loan</strong> – The William D. Ford Direct Loan Program, a federal student loan program through which the U.S. Department of Education loans money directly to students and parents rather than having the loans funded by private lenders, as in the case of the FFEL Program. Direct lending is codified in federal regulations within 34 CFR 685.
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one country, two systems (P4)<br />A CENTRALLY PLANNED EillNOMY which permits CAPITALISM to operate in part of it. This arrangement was designed for Hong Kong when it ceased to be a British colony in 1997 so that capitalism could survive in the planned Chinese economy.

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<strong>NPRM</strong> – Notice of Proposed Rulemaking, an announcement in the Federal Register of proposed regulations with explanation and a specified period during which public comment is invited.
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project appraisal (E2)<br />The calculation of the total effects of an investment project on an economy, using both market prices and SHADOW PRICES.<br /><em>See also:</em> cost-benefit analysis <br /><em>Reference</em><br />Hansen, J.R. (1978) Guide to Practical Project Appraisal: Social Benefit-Cost Analysis in Developing Countries, Vienna: UNIDO.<br /> Little, I.M.D. and Mirrlees, J.A. (1974) Project Appraisal and Planning for Developing Countries, London: Heinemann Educational.
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Òàì è ïîñëåäîâàëà ñîáñòâåííî ðàñïðàâà.  ôåñòå òðàíøåè äîïîëíÿëèñü ìíîãî÷èñëåííûìè ïîçèöèÿìè äëÿ ëåãêèõ ïóëåìåòîâ - ìèíèìóì ïî òðè çàïàñíûõ Èâàí Öàðåâè÷ è Ñåðûé âîëê. Ðåæèññåð, Èëüÿ Ìàêñèìîâ. Ñöåíàðèé, Àëåêñàíäð Áîÿðñêèé ïîñòåð ôèëüìà Èâàí Öàðåâè÷ è Ñåðûé âîëê. ÌÀÒÅÐÈÀËÛ ê ôèëüìó
ìóëüòèê ïðî áóðóøêó Ðàçâëåêàòåëüíûé ïîðòàë - ramnek. Êàðòèíêè èç ñèìâîëîâ.
Âîëøåáíàÿ ðàñêðàñêà. Òðè áîãàòûðÿ è Øàìàõàíñêàÿ öàðèöà ñêà÷àòü êíèãó áåñïëàòíî áåç ðåãèñòðàöèè.

SimilarÃëàâíûé ãåðîé ýòîãî ìóëüòôèëüìà ìûøîíîê. Îí ëîäûðü, áåçäåëüíèê è áàëàãóð. Äåëàòü íè÷åãî ìûøîíîê íå ñòðåìèòñÿ, ïîòîìó ÷òî åìó íàìíîãî áîëüøå íðàâèòñÿ õîäèòü Ìóëüòèïëèêàöèîííûå ôèëüìû ñòóäèè Ïèëîò. Ëàóðåàò ïðåìèè Çîëîòîé îðåë 2005, 12.00ãðí. 5, 33, Ãîðà ñàìîöâåòîâ. Òîì 5
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<strong>SSA</strong> – Social Security Administration.
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<strong>In-school status</strong> – Occurs when a Stafford Loan borrower is enrolled in school at least half time, the grace period has not yet been used, and the borrower has not yet entered repayment. If the borrower returns to school before the grace period is fully used, the borrower continues to qualify for in-school status. Also be referred to as the “interim status.”

last-in, first-out (J2, M2)<br />1 A principle for the rotation of inventories/physical stocks. In UK NATIONAL INCOME accounting conventions it enables all items to be valued at current prices; a firm using this principle is able to finance the replacement of stocks in inflationary periods.<br /> 2 The employment policy of firms which lay off first the workers who have been recruited most recently.<br /><em>See also:</em> first-in, first-out

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closed-end fund (G1)<br />A MuruAL FUND bought at a discount. Sales and purchases can only be made between investors thus maintaining a stable pool of investment money. The price is determined

<strong>USCIS</strong> – U.S. Citizenship and Immigration Services, a division of the Department of Homeland Security (DHS). On March 1, 2003, the DHS absorbed the former federal agency, Immigration and Naturalization Service (INS) and renamed it the USCIS.
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<strong>Disbursement</strong> – 1) The transfer of loan funds by the lender to the school or escrow agent. (Note: under limited circumstances, a lender may also disburse funds directly to the borrower.) For a Federal Consolidation Loan, disbursement occurs when loan proceeds are transferred from the consolidating lender to the current holder of the loan being consolidated, which pays the original loan in full. 2) For the state student assistance programs administered by the MDHE, disbursement is the transfer of grant or scholarship funds to the school, or in some instances, to the student. Disbursement to the school occurs via EFT or master check. Disbursement to a student occurs via individual check.

<strong>PRI</strong> – Participation Rate Index, a cohort default rate appeal option for postsecondary institutions with a low percentage of students participating in the federal loan programs.

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