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Old 05-19-2011, 06:41 AM   #1
qizhi7599
 
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Default 售楼员要求新婚夫妇假离婚办理贷款

  本报讯(记者章鸽 实习生李剑兰 李晶)售楼公司好不容易说服了一对新婚夫妇买房,却因买主之一有不良信贷记录贷不了款。买主希望索回首付款 了事,售楼员却支了个损招:“假离婚,我们就可以帮你办到贷款了。”

  昨日,家住汉阳桃花岛的周先生致电记者,对这家售楼公司很不满意。

  周先生说,自己上月25日领了结婚证,准备在武汉买房子安家。在汉阳城西一家售房处,他和妻子看中了一 套小户型房子,因为自己收入低,nike air max,担心银行不贷款。售楼员说,贷不了款就立马退,于是他交了6万元首付款并签了买房合同。

  半个多月后,因为周妻先前竟存在不良信贷记录,银行不予贷款,周先生找到之前接待自己的张姓售楼员要求 退款,售楼员竟说:你们去办个假证,或者假离婚好了,这样就能贷款了。周先生说:“我是买婚房 ,nike shoes uk,却叫我假离婚,简直太离谱了。”

  几经交涉,周先生到昨天还没有拿到退款。昨日,记者同周先生来到售楼处,一负责人说,以前确有不少购房 者用“假离婚”办法办到了贷款,其他楼盘有过类似做法。不过这位负责人承诺下周一为周先生办退 款。

  在一家商业股份制银行工作的信贷员周诺告诉记者,目前的确有些夫妻在用假离婚的方式争取贷款。“这样做 ,Nike Air Max Tailwind,从银行的角度确实没办法控制,因为他们复婚后,银行是没有权力去追溯此前的贷款。但是对客户来说风险很大 ,万一本来感情就有问题,假离婚变成了真离婚,就得不偿失了,nike shox。”
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