Schematic
three risk namely: old-age insurance, unemployment insurance, medical insurance for a payment that is: the housing provident fund (used to purchase mortgages) Suppose your social insurance base to 2000 (the base subject to your company, you can ask your company's personnel department, and pay scale are uniform), is to pay the proportion of the Beijing area as an example
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1, 2, endowment insurance,
vibram five finger sale, medical insurance, 3, unemployment insurance, housing Fund 1, the proportion of pension pay 8% of individuals, companies pay a proportion of 20%, which stores the amount of the monthly personal account = (8% +3%) * 2000 = 220 per company to pay the remaining 17% of social assistance funds, and in your meet the conditions before receiving the pension, can be understood as the overall funds are being distributed to the current elderly. Pension conditions: men over 60 years of age; women over 50 years of age July 1, 1998 to work and pay social insurance contributions accumulated over 10 years of age in July 1998 after 1 to work and pay social insurance contributions years accumulated over 15 years the number of pension recipients I think this is your greatest concern, for example. A male employee is currently 25 years old, 2000 to participate in social insurance, the pension age is 60 years old. Assuming that the 2035 total employees pay social security for 35 years, and the base pay of 2,000 yuan; during the company pay a total of 168,000 yuan, people pay a total of 67,200 yuan; personal account the amount of 92,400 yuan. 2004 national average monthly wage of 1,022 yuan employees; assuming the national 2030 average monthly wages of 5,000 yuan monthly pension to the employee ① + ② = 1770 元 ① basic pension: 5,000 × 20% = 1000 元 ② individual account pension Gold: 92400 ÷ 120 = 770 元 this example for 98 years on July 1 after participating in the work. You can roughly calculate the reference to this case, the number of their own 2, medical insurance, individual parts: 2% +3 million; part of the company: 10% of which individual account (ie, your medical books) per month: (2% +0.8%) * 2000 = 56 per pool fund the rest are, to the community, assigned by the state Insurance Guarantee access to health care: medical expenses occurred in other provinces not covered by health insurance. 1 April 2001 to work in March 2001 after 31 retired workers, the cumulative number of years must pay the basic medical men over 25 years, women over 20 years (including a continuous length of service in line with national regulations and the April 1, 2001 the actual payment pension age), lack of employee pay period specified above, to one year, average monthly wages in the city as the base, make up by 7%, after years of basic medical insurance, from the following month to enjoy basic medical insurance for retirees treatment. After 31 March 2001 the insured,
mens silk scarves, payment calculated according to the actual number of years. Less than the prescribed length of retirement, the individual account balance returned to me, but do not enjoy basic medical treatment. 3, the unemployment insurance paid part of the 0.5% of individuals; 1.5% of the company to pay part of the individual parts, whether or part of the company, not personal accounts, all the special attention to the country,
womens mbt shoes, migrant workers do not pay unemployment insurance recipients of unemployment insurance: This you should more concerned about, but read the introduction, estimates of your heart ...... consecutive pay less than 1 year 2 years 3 months to receive unemployment benefits for 2 years or more consecutive pay less than 3 years and receive 6 consecutive months of unemployment benefits pay more than 3 years less than 4 years, 9 months receiving unemployment benefits pay four consecutive years of less than 5 years, receiving 12 consecutive months of unemployment benefits pay more than 5 years, according to additional month for each year of unemployment benefits, but no more than 24 months. Unemployed people receiving unemployment benefits within the period of unemployment back to work again, and paid time to re-calculate! Special Notice: relief to the current is very small,
vibram classic, just a few hundred dollars a month, according to the above period, you can also receive up to 24 months, you have to pay unemployment insurance guarantee period of 5 years . You apply for unemployment benefits is not enough and a series of transaction costs it! , So try not to lose their jobs. Consider the following: total number of unemployment insurance contributions paid under 5 years of time, payment of unemployment insurance on the standard 382 yuan; cumulative time of 5 years pay less than 10 years, the unemployment insurance payment standards on 409 yuan; total payment time of 10 years less than 15 years, the unemployment insurance payment standards on 436 million; total time of 15 years pay less than 20 years, unemployment insurance payment standard of 463 yuan per month; cumulative time payment for 20 years above, payment of unemployment insurance on the standard 491 yuan. Individual housing provident fund to pay the base salary x 12%, unit to pay 12% of base salary. Individual purchase, construction, renovation, renovate their houses; retired, retirement, completely lost the ability to work, and termination of labor relations and units; accounts move out of the city, county, or exit settlement; repayment options, loan principal and interest; rent out the provisions of the family wage income ratio of housing accumulation fund can be extracted. Individual housing provident fund to pay the wage base is the average monthly salary, including overtime pay and other wage income. Atlas Atlas entry for more extended reading: 1
http://www.bjgjj.gov.cn/zcfg/dffg/200904/t20090415_2599.html
2
http://www. bjgjj.gov.cn/zcfg/dffg/200805/t20080507_1957.html
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