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postal services or telephones, which is sometimes owned by the state but even if privately owned (as is often the case in the USA) is usually subject to public REGULATION. It is argued that because these industries are NATURAL MONOPOLIES (at least in a local area), a special policy towards them is essential if the public is not to be exploited. Regulatory bodies pay great attention to the prices charged, safety standards and the quality of service of these utilities_<br /><em>See also:</em> regulatory capture
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cash dispenser (G2)<br />A machine provided by a bank or other deposit-taking institution, often at its premises, to dispense cash through the insertion of a card to account-holders of that bank or a bank in association with it. Usage of dispensers varies from country to country. In the UK and France they are particularly popular: by 1985, there were 6,886 in the UK and 7,172 in France but only 2,000 in West Germany.<br /><em>See also:</em> automated teller machine; debit card; smart card

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