Credit card apt deposit extra money

Do not be Recently, the Industrial and Commercial Bank formally repealed the credit card in the first nationwide full penalty system, only part of the customer does not compensate the balance of interest.

The push received wide acclaim from the cardholder. When the cardholder is the Advance to find out these

1, more than a brush to collect can avoid interest. But most human do not know,Asics Women's Gel Lyte III, credit card overdraft limit is not

Mr. Xu had a credit card gold card, credit line $ 50,000. There was a period his credit card to purchase furniture for the home, but did not observe the excess. Later, he received a bank expression to look on the bill on a $ 60 Mr. Xu phone to the bank staff after that, more than a credit card overdraft facility,Asics Mexico 66 Baja, but also proceed to credit card, but the brush to pay the amount of

flood the banks of the fee charged is not the same way, such as Industrial Bank RMB credit card the amount of flood cost overrun for the consumption of 5%, the lowest 20 yuan; overrun distinct joint-stock bank credit card the lowest cost 10 yuan or $ 1, up 200 yuan or 20 U.S. dollars. Banks are also not allowed to overrun card, such as China Merchants Bank.

short time if the cardholder needs a large overdraft, banks only absence to call in advance to amplify the credit limit necessary to avoid overrun on the card.

2, save more than we charge, Because the banks want a This excess payment is to pay extra money when the cardholder repayment or deposit the funds in the credit card account. Excess payment to claim excess payment fee is required to pay out a definite amount of cost.

annual, Mr. Yuan went away ahead the memories card for the expedience of 3,000 yuan in cash, peregrination put amenable. Travel back, Yuen found their credit card bills in more than a $ 30 fee.

It is understood that some banks ambition dictate the same bonus remittance to demand ashore cash restriction fee, some banks separately. Industrial Bank provides bonus cash payout or convey fee because the measure of 5 per thousand, minimum 5 yuan / T; Minsheng Bank Gold credit card on the counter to receive spill common contributions, our free, his line of 20 yuan, alternatively 3 dollar / pen; ATM transactions, RMB our free his line to receive the minimum amount of 1% of 1 yuan, the amount of foreign money to receive the 3% minimum $ 3.

3, to sell cards to first consumer

Receive a card, Hu base that their credit card is more, call the bank customer service requirements on the sale card.

the bank's customer service staff told Mr. Hu, must be open to selling card card consumer. In desperation, Mr. Hu had to open the card spending several times. But when he accustom another bank's online banking for credit card payments, did not transfer successfully,Asics Women's Tokidoki Mex Lo, the bank subtracted the late fees. Angrily,Asics Rotation 77, Mr. Hu firmly off the card.

a bank is a fee until the equilibrium buckle clear.

It namely understood namely the cost of a credit card published at banks a lot of money, the detriment has apt do in order not to card customers, customers who ambition to sell cards to a kind of Provides consumer bargains, merely only after a relatively small bank cards, some banks is the way by reducing the yearly fare to retain the customers want to sell cards.

4, cash advance credit cards also charge

feature of overdraft, but the overdraft trait can only be achieved through credit card, whether it is cash advance, a fee may have to the amount of foreign . Such as GF truth card is put into inside or outside, within the said rate is now 2.5%, overseas cash withdrawal rate of 3%.

every bank's fee is not the same. Such as the general maintenance of gold credit cards cash advance fee for our free, his line charges; Merchants Bank's cash advance fee is 3% of transaction amount, minimum 30 yuan or $ 3 every.

industry thinking, cash advance fee credit card cash is mainly to discourage such moral hazard.

counting to the upon digit, the credit card each aspect of almost entire costs contained,Asics Women's Mexico 66, such as compound interest, loss costs,Asics Women's Mexico Mid Runner, access to the money that fee, the password letter periodical reproduction fees, expedited manufacturing costs, billing system charges up, SMS fees. Before the card holder must be familiar with credit card charges to shirk spending unnecessary costs.