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Old 07-25-2011, 11:28 PM   #1
qwrok861
 
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Default 贷款产品导购

中行“车贷通”是中国银行根据申请人的资信状况,授予信用卡大额专用分期额度,以满足申请人购置爱车需求的 一种新型的汽车贷款模式。消费者可按12、24期向持卡人提供按月分期还款服务,手续简便、快捷,充分减轻 还款压力的同时,提前享受驾驭爱车的快乐。
中国银行将根据持卡人的信用状况和资质综合审核后确定最终的信用额度,一般是持卡人购买的汽车价格。遵循循 环信用额度原则。期数和手续费、利率和其他费用等需根据车型来定。消费额度不计入积分,汽车以抵押形式被银 行暂时扣押其行驶证等资料。有手续费的一次性支付手续费,提前还款不退还。无手续费的提前还款 正常。
中行“车贷通”车型主要有广汽丰田、上海斯柯达、东风日产、上海大众、一汽大众、长安福特、广州本田、东风标志、东风雪 铁龙、广汽丰田、名爵。最低消费额20000元。仅限北京地区。中银优惠商户所提供的各项优惠服务均适用于 中银系列信用卡(包括金卡和普通卡,主卡及附属卡);各种联名卡、长城卡和贵宾理财卡;在有特别说明时也可 适用于中国银行借记卡。无需持卡人额外申请,所有中银卡持卡人(公务卡除外)均可享受中国银行商户分期付款 业务,也无需签署分期付款合同,与一般刷卡消费基本一致。同样的商品、同样的价格,分期付款减轻持卡人的财 务压力。
通过汽车专向分期付款成功购车的持卡人,中国银行将赠送“任我游255”汽车导航仪一台,数量有限,赠完为 止。有关奖品,持卡人持POS签购单、销售发票、信用卡及有效身份证件到中国银行北京市分行银 行卡部领取。
中行“车贷通”购车贷款享受 0 利率,分12、24期购车,个人只需支付相当于车款20%的金额,即可将爱车开回家。具体车型以咨询经销商 为准。
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哪种车贷更适合您

贷款产品导购
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