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[Tomy852929]

( scientific theory ,glitter christian louboutin, reasoning. )Why you can not afford psp3000? 26% of you pay attention to the social security taxes (closer look)

new psp come out recently estimated that many of my friends thought replace it, but everyone's wages hand, everyone ate surprised, how the money sent to the hands than in the past has less? Earlier high-profile company is up to each person wages, personal income tax threshold was also increased, how much more less? To find out the inside of the round after round, we have carefully studied the pay slips.
why you can not afford a psp?
In fact, the country / family real money taken away from the individual, personal income tax system is a small head, the bulk of the real is to protect the livelihood of the people in the name of various types of social security. These social security which the individual pays a small part is really the bulk of that unit to pay that part. The following are the provisions of the Shanghai social security and housing accumulation fund to pay the proportion of:

four gold payment rate: individual pays part of the company to pay part of the
>>>> old-age insurance Gold = base × 8% + base × 22% (if recently changed the ratio of)
>>>> medical insurance fee = base × 2% + base × 12%
> >>> unemployment insurance base × 1% + = base × 2%
>>>> housing fund = base × 7% + base × 7%

the inside the individual pays 18% of the total rate, while the total proportion of units to pay 43%. Do not think that unit, and you do not have to pay part of the relationship, in fact, this is the same thing, if the unit does not need to pay them, then at least there will be a large part of the money into payroll. The only difference is that these two, called him the

If your salary is X, then the individual can get our hands is the X * (1-18%) = X * 82%, while unit expenditures you need to X * (1 +43%) = X * 143%, there is, social security and housing fund has been X * 61%. In other words,christian louboutin very noeud slingbacks 12、处所好处对调控, the unit for you to pay 143 dollars, 82 individuals have been dollar, but 61 dollars to take away social security, social security taxes to the rate of 61/143 = 43%.

or that Social Security is not all own? Ho ho, this should take a closer look,Top 2011 most cost-effective Taobao shop , online shopping is cool %%, there is, pension insurance, medical insurance to pay part of individuals, all of the housing provident fund accounts in which individuals can also be regarded as their own. The other part, have all been charging the public, into the overall account, in the end the end you can get much, only a genius to know. 61 dollars inside, individual account pension insurance, medical insurance, housing fund, the total is 24 dollars, while the overall account which is 38 dollars.

then, the remaining 82 dollars to all of your yet? Of course not, but also personal income tax deduction. The calculation of personal income tax is not careful to say. Suppose a person carrying

wage is 6,000 yuan, then

units actually pay ........ 8580 yuan,
Social Security personal accounts ........ 1440 yuan,
co-ordination of social security account ........ 2220 yuan,
personal income tax personal income ........ ......... 4,920 yuan
.348 per
final personal income ........ 4572 yuan

if we called the social security co-ordinating social security taxes account for the money, then the social security taxes for the 2220/8580 tax rate = 25.9% ,cheap flights to amman jordan, while the personal income tax rate is only 348/8580 = 4%. The actual rate of our revenues 30%.

co-ordination of pension accounts, the bulk of civil servants is raised to the
pension and medical co-ordinate the money inside the account, in the end used to go, and I want to know. But I strongly do not believe that these money is being spent corporate money to pay staff on the medical and pension.

I have seen posts that, more than 80% of health insurance for civil servants, mainly high-level civil servants in the health care, do not know if this is true or false.

original state pension system, is a national all-inclusive. When the country who really large all-inclusive retirement and found not hold now, that launched the current pension system. This is tantamount to saying, put the previous event of default free. This be it, the greater question is, we are now paying the pension,tory burch handbags outlet, when we retire will actually useful? At that time they will see what the national policy? The key here is that pension funds are using transparent.

pension funds to use opaque, in my two examples to illustrate:
two people husband and wife are retired senior, one of about 1,600 yuan in the enterprise, one 1900 government, suddenly said to give the State a raise for retirees from enterprises, the results of 1600 rose 100 yuan, and 1900 suddenly rose 1,100 yuan.
companies to pay the pension insurance part of the 8% from the beginning, and now 20%, without giving any reason, saying social security deficits, rose silently. This increase in personal income than high-profile tax cuts led to 800 compared to tens of dollars, really can be said clearly at large, to steal

the unit for you to pay social security funds into the overall account of the name, alternative social security taxes, it will substantially reduce the people's discontent. For example, as previously calculated, the unit give you the wages of 6,000 yuan, and then you pay a 2,220 yuan for a Manpower account, you will feel like I earned. If you send units to pay 8,220 yuan,used christian louboutin shoes, 2,220 yuan and tell you where to pay social security taxes for the current staff of the retirement pay, you will take seriously the figures.

If you are not a place to work, move accounts, to surrender. The surrender of the time, only personal accounts can take back the money inside, but overall there's money had to be deemed to account contributed. Media reports said earlier, the Shenzhen social security money earned each year through a surrender as much as 800 million.

this sense, the personal savings account can be interpreted as mandatory, while the overall account is entirely pay taxes. We then calculated according to the original
a percentage,
units actually pay 8580 yuan ........ ........ 100%
Social Security personal accounts ....... .1440 per ........ 17%
co-ordination of social security account ........ ........ 26%
2220 yuan personal taxable income ..... ... 4920 yuan
personal income tax .......... 348 yuan ......... 4%
final personal income ........ 4572 yuan. ....... 53%
this calculation, 53% of revenue will be sent to their own hands, forced savings of 17% and 30% are taxed.


Social Security Fund is the question I think is absolutely not for historical reasons. As historical debts, we have taken a personal and national co-ordinating the accumulation of a combination of individual for their own future accumulation, cross-co-ordinate staff before retirement, which can be understood.
biggest problem is the social security system, social security rates, non-transparent operation of social security funds. In my case, the original idea: The state should you pay, no matter how you study, is not have to pay? What's the use, so never go to research. Until recently to see a little bit interested in the results surprise. What is more, Social Security's problems in the space and rights.
research, I think if we do not do the operation of social security funds more attention to let it clear up, then we do not expect Social Security to be able to retire with dignity.

long time, the personal income tax issue has been fired very hot, but I think that the social security money much more than the personal income tax, but also much more important. When you fight for the threshold to 5,000 yuan,christian louboutin chain espadrille, it was perhaps it is smiling, you just won the people Could easily buy the psp, so no. . . . . . .

the majority of people in our intelligence, to fully understand the social security system,christian louboutin prive Seven key Mommy Care, need to invest considerable time and effort, that is what I think of the reasons for writing this post, I hope more people will recognize this willing to spend some time and effort to study the social security system, through public opinion, prompting it to really function effectively.