Female only car insurance providers have grown in numbers in recent years and now include the likes of Diamond, DIVA, Ladybird and Sheila's Wheels. Each claims to offer incentives that are specifically designed for the fairer ###### including handbag cover, child seat cover
D&G bag, priority roadside assistance during breakdowns, female friendly repairers and more. Yet while these extras can certainly be appealing, females shouldn't fall into the trap of believing that a policy 'designed for them' is also designed for their wallets.
I can remember being a small child and wondering what my life would be like in the year 2000. I wondered what I would look like and used to practice pulling faces in the mirror trying to imagine. Oh the age of innocence and how time flies.Here we are at the start of 2010 - not only the beginning of a new year, but a new decade of adventure and possibility!Many people begin to plan in January for their year ahead such as holidays, new car, new home and house extensions. I wonder how many people give the same amount of time to planning their life?
Looking at glossy holiday brochures is wonderful, you can escape the cold and rain and imagine being on a beach for a week or two, feeling free and relaxed. I wonder if you ever spend time the same amount of time or more imagining your life and really planning what you want to achieve; how you want to grow as a person. Life is a journey
Jordan Phly!
It sounds ideal - a car insurance policy specifically designed for your gender. However, the reality is that this form of cover could be giving drivers the wrong impression that they're guaranteed value for money.
From there, drivers should pay close attention to the level of cover they want. Do you really want to pay extra for elements such as handbag cover, for example? Or would you prefer a more traditional policy that may not offer the same unique incentives but does meet your needs?
The key for drivers therefore is to take a complete overview of the market to see what cover is available and how much you really need to pay. This can be done quickly and easily by entering your details into a car insurance comparison website.
According to research from a comparison website, a 30-year-old woman driving a Ford Focus who opts for a female-only car insurance brand would pay an average of £662 for annual cover. However, with a conventional insurer the same driver could slash her premiums to £388 a year. In fact, if that female motorist opted for Diamond she could soon be forking out £780 a year - more than double that of the cheapest provider.
Do you want to be the driver or the passenger? Do you want to choose an interesting, scenic, exciting route or leave it to chance and have a snooze in the back? Often we make short term plans - fun interruptions in our lives; we dot in the holidays and the things that give us excitement or something to look forward to - but how would it be if we made a decision to plan a bit further ahead? Rather than life developing and us existing, we can choose to make things happen the way we design them instead of leaving it all up to chance?When you set your goals for this year - push out of your comfort zone - plan for the decade! See yourself in 2020
Tiffany&Co Necklace! How does that sound to you? Does it feel little scary? Question that for a moment. What makes it feel like that? This is your life. You want the best for your family and friends - why not for yourself?