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are closing the account.
This is where you get your licks in. You can leave as the reason something like this. “I am closing the account because you are imposing unreasonable fees and membership dues and I want the interest rate dropped to a certain rate and capped.” That will get some attention. You will either get to a manager right away or one will call you. Be prepared for a bunch of lame excuses and don’t argue. They can say they raised your interest rate because you were late on a payment so this is a penalty. Ok fine. Then a good answer is, “I have a policy of not paying you for work you do not do. So my policy says I drop the account.” As long as you stay on your strength,Tory Burch Wedges Shoes, there is no answer they can give.
The secret weapon you know and that they don’t want you to know is that you are a premium customer. The credit card companies know there are a limited amount of people who can carry a debt and make the payments. And each time they lose a customer, that pool of victims, or customers,Ugg Classic Tall Boots, goes down. And don’t be fooled by any talk that they have no leverage to change the rules of the game. They can and they will. You can demand they rebate to you all charges imposed since last year. They can scream that you are being unreasonable all they want. You are within your rights to respond, “It’s unreasonable you impose fines and fees on my account without notice and for no additional value or work that you are doing. Its usury and I am within my rights to close this account and file a complaint with the Better Business Bureau and with the US Attorney General.”
This is not just scare tactics. These are words credit card companies live in fear of hearing. So use the tools you have and put the credit card companies on notice that they are going to march to your tune or, to borrow a catch phrase from Donald Trump,ugg classic mini, “You’re fired”.
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