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his day on the streets at night in the 24-hour KFC, McDonald's fast food restaurant overnight. But
usury serious behavior, such as huge amount of money to take violent means to disrupt the market order, which constitutes a crime of illegal business.
It should be an explanation,
bench jeans, in 2004, he was described by acquaintances, and began lending career. But he also hit in the lending process a swindler, the other 200 million with a ######## ID card fraudulently obtained loans,
ugg boots chocolate, and ultimately In addition, should be a also suffered several pen bad debts, the total amount of up to several million dollars, coupled with pressure from foreign employers, therefore, from September 2005 after a large-scale lending to the small group, but the main shift to debt collection .
Second, the scale is different, generally small scale of private lending, the loan is generally for a specific target individuals and units, and fewer lending. The loan sharks are larger, usually not specific to the majority of people many loans.
source: gang members are from Shanghai. Among them, the gang boss, the actual contribution that a man should be, 60 years old this year. Most of his money through his ex-wife, to a monthly interest rate of 3% from abroad about the price of difference.
Usury repayment of 42 million, lawyers Zhang (not his real name) how he never imagined that his career could even destroy the family and on the usury.
the end, Zhang had to leave his wife and daughter to go out to hide debt, 5 years did not come home, the monthly aid to 600 yuan by his sister live.
Baoshan District Public Security Bureau of Economic Investigation Detachment officers Han Zhang was seen in fast food restaurant, he began to speak, is still an odor nostrils.
if someone is not out of money within the agreed period, the group will set off a storm in debt collection, harassment of the borrower making telephone calls, but also to spread rumors in the neighborhood create a momentum, even with the red paint in Community bulletin board or wall to write on the door,
borrowers: those who mostly do business with the provisional working
According to incomplete statistics, among these borrowers, eight more are to fill business borrowing money loophole. The borrower can apply for loans to banks, but the loan when due,
shop online for clothes, you must also fall to apply for new loans. Also off the old loans and new loans has not yet been approved by the There is also a class of customers is to expand the business scale, but not Bank support, we can only take the risk by loan sharks. According to statistics, the police have checked the seven principal suspects in the lending of up to 1090 million yuan,
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to escape debts, he lost his job, leaving his wife and daughter, living in hiding during the day in the streets at night in the 24-hour KFC, McDonalds and other fast-food shop overnight, this back and forth After a full day for 5 years.
to raise money in his headache, the newspaper an ad for him themselves. He and the other contact, before we know the other is designed to do lending business, although the interest high, but Zhang is still bite the bullet and borrowed nearly 10 million.
According to the police, because usury was sentenced for the crime of illegal business cases, only Wuhan, Yixing and a few other cities have been precedents, the case is the first city for loan-sharking and illegal business crime cases investigated for criminal liability.
Six months later, several men come to collect debts. Not do not know, be shocked, this debt through the Zhang Liangshouyitan, said he was not out so much money. Several men immediately Chen Xialian: paste posters in the district, would also different usurious loan contract changed hands several times between groups.
debts are: debt collection lawsuit actually all in favor of playing
So are borrowing to the gang then? At present, the police have contacted the 20 borrowers, they have to open pet store, there are production of metal parts, as well as to open cement plants are small business owners.
usury refers to individuals or non-financial institutions to profit-making purposes, the use of non-bank borrowing of funds by way of agreement, not specific to the majority of people, beyond the interest rate 4 times higher than the bank interest rate over the same period several loans to the actions of others.
surprising, because both IOUs and the loan contract beneficial for lenders, the gang fought all 18 cases unexpectedly successful debt collection lawsuits. Investigators visited the party to the case and found that their low monthly interest rate loan of 7% -8%, 13% or even higher -15%, loan period is generally 1 month to 3 months. Once within the stipulated period of default, the interest was calculated to be adjusted, the original principal plus unpaid interest will be calculated into a new principal.
It is the first city for loan-sharking and illegal business crime cases investigated for criminal liability.
[Glossary]
find clues from the last year, in March of this year, on file, Baoshan Economic Investigation Department investigated more than 1 year full preliminary grasp of the usury group's fundamentals. To find out the size of groups involved, the panel running all over the city all the districts courts, notary offices, real estate trading center, the query found 7 members on this group of civil litigation up to 18 loans since they are all, without exception, to the discussion to the principal borrower, and they also houses his many items relating to the registration authority.
private lending and usury difference
this gang of usurers also in two ways, The first is the interest credited directly to the principal, for example, some people like to take 10 million, the agreed monthly interest is 1 million, 1 month after the repayment, then the promissory note was written on the amount of 11 million, while the borrower actual hand only 10 million. The second method called hand the actual cash only 9 million, there are 1 million has been deducted as interest.
nearly fifty years of Zhang is a lawyer,
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shop online for clothes, but the family savings are running low.
Zhang kept shattering debt, but the face of rising in tandem with the debt, he is powerless to change things, even the work is lost.
Yesterday, Baoshan District, the police informed the media, the detection of cases with usury to be a criminal gang led by a total of 7 members was transferred to prosecutors to prosecute.
loan-sharking and private lending difference: First, the nature of private lending is the act of mutual aid are usually private or financial relationships between friends. While lenders have to seek profit from, but the interest is generally not high, and the maximum of 4 times for the bank interest. The loan sharks lenders is based on profits for the sole purpose of lenders to lend as a commercial activity.