Please
reproduced later to find that the province, and convenience to us, more expedience. Welcome rebuilt ah! -
ratio of the specific fashion of social security: -
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old-age insurance: you pay per month for units 21%, you pay 8 %;-
health insurance: you pay per month for units 9%, you pay 2% plus 10 dollars for solemn co-ordination (co-ordination of key management seriously ill hospitalized this );-
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unemployment insurance: you pay per month for units of 2%, you pay 1 %;-
injury insurance: you pay per month for units of 0.5%, and you do not get their own dime; -
maternity insurance: you pay per month for units of 0.8%, and you do not get their own dime; -
Housing Fund: Unit for you to pay 8% per month, you pay 8% -
above, so act, the units each month to pay for your social security ratio should be 21% +9% +0.5% +0.8% +2% +8% = 41.3% - ;
you pay each month for your social security ratio should be 8% +1% +2% +8% +10 block = 19% +10 Block -
temporarily remove you pay 10 dollars aside, the proportion of units of payment and you pay for the 413:190 ratio should be, which means that if your monthly Social Security for their own paid 190 dollars, then the unit will go to your Social Security account to damage into 413 dollars monthly to boost your social security account the money should be 413 +190 = 603 dollars -
So in case you can not see, the unit cost of delivery of social security is 2 times more than you, so you pay social security fee per month do not feel wrong when ah ~ units you want to understand a lot more than you pay for it, in fact troubled units. -
words back to the three gold and five insurance insurance for a gold,
Lacoste Swerve Lace Trainers, here you should have seen, in fact, said the three lakes on the total risk is equivalent to one gold and one gold, five insurance only one gold and three insurance pay from your personal insurance (unemployment + pension + medical + provident fund) for the five risk a gold across from your unit's insurance (pension + health + unemployment + injury + Growth + Fund) for the. The full insurance as a faultless insurance policy that is just saying it to sound good. -
appending apt units because you to pay social security, in truth, did no go yet who have income alternatively have elements, but elements do not disburse social security personnel can also disburse their own Social Security,
Lacoste Carnaby Trainers, but the individual tin merely pay the pension insurance + therapeutic assurance, birth harm ah ah ah unemployment fund it, you do not personally must pay up. -
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Here what is social security contributions beneath the base -
we yet know each month just to pay the social security unit of proportion and you pay almost the 413:190 ratio, then and now out of the question: his monthly pay social security charges and what relationship does this ratio , social security costs in the end is how it insistent? -
You may not be conscious of the manifold provinces and cities every year in early July to issue a kinds of subsidies and other assorted costs calculated via the statistics and resolve the future, Nanjing announced in July this year, the minimum base is 1189 yuan, which is what this manner, which method that at the peak of the prim Nanjing to pay social security for workers unit, per month for the money to pay each employee at fewest 1189 × 41.3% = 491 million, while workers at least a month to pay 1189 × 19% +10 = 236 yuan, and units per month so you should pay the social security charges came out. -
But now a new problem came out again, Nanjing, wages vary greatly, something get 1000 a month, somebody could get 10,000 a month, do not get called to get 1000 and 10000 are social security to pay the same fee? -
Please note that this 1189 is the lowest base, in 1189, and the maximum on base, Nanjing base seems to be the maximum this year more than 8,000 characteristic I forget, anyway, if your pay less per month in 1189 yuan, the unit must be in accordance with the 1189 yuan for you to pay 1189 × 41.3% = 491 yuan, and at least a month to pay your own 1189 × 19% +10 = 236 million, this is 1189, as the significance of the minimum social security contribution base where the a: even now you get 1,000 or 800 a month, your monthly minimum must be in accordance with the 1189 pay to! -
But if you pay higher than 1189, case in point, you get 3000 a month, that unit to the Bureau of Labor Insurance when you pay (your unit and your social security costs are paid Bureau of Labor buckle oh) to the Bureau of Labor should, said: To pay the base unit and to deduct your money and then you hit your social security account, and your unit at this time should you pay each month to 3000 × 41.3% = 1239 yuan, and you personally pay 3,000 a month on × 19% +10 = 580 元 -
means that if you pay less in 1189 yuan, then by 1189 you'll pay each month; If your wages in 1189 yuan or more, then you will follow your monthly real wages to pay, unless your base is even higher than the maximum salary, if you get 10,000 a month and the maximum base is 8000, you and your unit to have to pay in accordance with the 8000 -
here to disclose the shameless practice of some companies, these companies may give you a agreeable few thousand a month's wages, but they report to the Bureau of Labor when your base is not the path you real wages to report, for example if you get 3000 a month, they went to the Bureau of Labor may say that you take only 1189, the Bureau of Labor monthly and then deduct your 1189 × 19% +10 = 236 yuan, you probably also very elated, for the less money you calculate your deduction, you actually get our hands on more money -
wrong! If this is your company also outrageous! because the company paid 2 times your money more, so the less you pay the less they pay! If real wages in 3000 along to your calculation, They pay you monthly of the 3000 × 41.3% = 1239 yuan social security charges, and in accordance with the 1189 to count, they pay you monthly 1189 × 41.3% = 491 yuan! so in fact you suffered a major loss ! normal company will only pay as you go to the substantial declaration of the Bureau of Labor and deducting money! only those chiefly as the company will pay no matter how high you must pay in accordance with minimum standards for you,
Buy Lacoste!! do not think that your social security monthly fees deduction, the better!! You may have been shamelessly bullied by the company and you also knew naught !!!-
unit for you to determine the base pay in the end how much is simple: if you buckle 300 a month social security, your base is about 300 ÷ 19% ≈ 1578 million, you look at your salary is not the number, if you pay significantly higher than in 1578, such as every month you actually get 3000 or 4000, then it must naturally have been the company to tease you, and after creature bullied you can go to the local labor monitoring group report your unit, generally come to an associate, but the best time of disjunction the evidence (such as pay slips, etc.) then told to find a good, or you sue the company after having failed to make a general - -+-
another shows that the proportion of various parts of the social security constitute not the same, if you do not pay your proportion of Nanjing that is probably not 19%, but naturally not big change, such as your base may be 20% or 22%, but it is not 30% or 40%! Therefore, notwithstanding the proportion of 19% of Nanjing, but foreign students can probably figure out by the base of their own -
Here are some of these social security charges and the specific circumstances is how to use -
has been said earlier, social insurance = + pension + medical insurance maternity insurance, industrial injury insurance + unemployment + insurance + housing fund -
1st talk about the good old-age insurance -
are generally necessary to pay the insurance after 15 years to retire to a pension for life, so be sure the students want to take the pension in their retirement 15 years antecedent before the start pay, this is almost the same way other than in Nanjing under: -
If you go to pay pension retirement age of 15 years, that country until the time you retire will keep your personal account for 8% of the pension back to you all -
you may inquire the unit to 21% of your pay go? that you do not expect the State will be forwarded to you, you retire to your own money away, the State put unit is 21% of your money to pay always the pension contrive to the whole fund in the country, and from this relationship between money and you never got a -
you may say: I depend on! it was my money why do not you give me -
because the state is so specified -
reimburse your money back when the only deduction to individuals of his own personal money to pay the unit for him all the money to pay for the country to endow to a - -
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underneath when we look at your retirement pension is calculated how the -
pension algorithm is complex, because the state each year to pay a base of, for instance about it: If you are 30 years antique, your current base pay is 3,000 yuan , while the retirement age is 55 years old if so, then you must start before the age of 40 you pay old-age insurance, while 30-year-old if you start now from the cross, handed 55-year-old is 25 years, then sure you can enjoy the first pension benefits, and secondly, if you pay after 25 years of the 3000 block of base pay has convert a 6000 (I said if), you first of each month at the age of 55 can get 6000 × 20% = 1200 the elementary pension, which is to your country, in addition to your personal account, the money accumulated in 25 years has a lot to look good average base pay, (3000 +6000) ÷ 2 = 4500, then you this personal account of 25 years, there should be 4500 × 8% (you pay the proportion of old-age insurance for individuals) × 25 years × 12 months = 108,000 dollars, then in addition to other pre-1200 you each month can get the 108000 ÷ 120 = 900 blocks, the age of 55 a month so you can get at least 1,200 +900 = 2,100 pension, of course, still the base of each country to mushroom, so in addition to your own 900 per year blocks, you get monthly after retirement more money than 1200,
Womens Lacoste Carnaby Trainers, your pension will be more and more of course -
So pay old-age insurance to pay the better, the more you pay after you retire to enjoy the more, and the state after the base year to adjust the money will get you More and more, and now 1000 years after the distribution is possible to get 1500 -
here to introduce a policy of metamorphosis, that is, no matter where you pay social security fees, etc. When you retire you can return to enjoy the local position of your retirement account treatment, so run, to pay a high place in the base But back to the low base of social security retirement pension where the people enjoy it a big loss, Why? me give an example, if you're young in Nanjing, to pay social security for 20 years and then retired, but If your account in Heilongjiang, Heilongjiang then you must return to a pension. If you pay in Nanjing for 20 years, the average base is 3000 (I said if), and when you retire until 1000 in Heilongjiang's contribution base (I said if), then you can only enjoy when they retire the dispose of 1000! This is a loss of! word, where if you pay social security but in the rich when they retire back to the penniless place to enjoy social security, you pay a lifetime However, few of the many to enjoy! delivery 3000 may only enjoy the 1000! This is a disgustful thing, but no way is this policy of the State, so all current accounts and other low base in the western districts, but in Beijing or Shanghai and other areas of high base pay social security work of the students pay attention, you can both pay fhardly evercial security in the West, or to the accounts prior to retirement and pushed to Beijing or Shanghai, or another you're doing a mammoth loss of life, the marketing of this - / p>
that you might say, if my account in Nanjing, then I pay for 20 years in Heilongjiang like the Well, where in the low base pay, retire back to the base a lofty place to enjoy tall welfare. erroneous! you think Nanjing Bureau of Labor would casually let you enjoy it?! general this case instantly to Nanjing will find causative to nay you corner! that time you s knowledge miss: can not enjoy in Heilongjiang, in Nanjing, also can not enjoy! But some places like the situation has eased some of the provisions, such as Nanjing, allowing you to 5 years before retirement place back from a low base in Nanjing, and then proceed in Nanjing 5 years to pay the high base in Nanjing, then it will allow you to enjoy the pension back to Nanjing. this policy are not the same everywhere estimate the future intend to switch to the best students now go to your regional fatigue bureau to find out the problem, so When you retire an unexpected accident happens! -
Here to talk about health insurance -
the risk fairly good citizen policy is important to a lot of hospital reimbursement. -
said the unit before you pay monthly health insurance is 9%, your monthly health insurance probably pay 2% plus 10 dollars for serious co-ordination, co-ordination of this ailment simply whatever else you are hospitalized, 11% in that country monthly to play with your health care account for 2% of your own, according to 1189 yuan per month if you are a minimum base pay social security, then the 1189 × 2% = 23.78 元 is the country every month call your own money, the money you can accumulate straight credit card to buy medicine or out-patient services, and the remaining 9% of the national operator to take it to the medical favour funds in the -
in accordance with the provisions of Nanjing, and if you begin from January 2007 to pay medical insurance, then starting from the February 2007 credit card you can purchase medication, or out-patient services, and from 2007 7 from your monthly expenses to be reimbursed the hospital, the newspaper very intricate, for instance good: -
If you August 1, 2007 in the hospital, lived in Nanjing, the best three hospitals, health care during hospitalization are used within the scope of medicine, surgery + hospitalization It took a total cost of 5,000 yuan, then the reimbursement when the medical center first net 1000, which is starting cost, the rest of the 4000 health care centers are reimbursed for 4000 × 86% = 3440 million, just pay your own 4000 × 14% = 560 unit can be, with prices starting at 1,000 yuan before, you spend 5000 to pay 1560 yuan for himself at all times can be, and this 1560 yuan also deducted from your health insurance card (if you ordinarily do not use that card ), so in fact you can not cost much money residents -
health insurance for our young people much more important than the old-age insurance, hospital doctor, once and for all, is too ########ing priceless, which is to participate in social insurance where the most important provisions, but health insurance must be submitted in Nanjing 25 years to enjoy life after retirement, so if you retire at age 55, then no later than the age of 30 must begin to pay health insurance out -
Here to talk about injury insurance -
the hazard tends to be accustom less in practice, I do not have many contacts, need to prompt you that when you work or if the time to work out what had happened, the risk to need them a -
but in train numerous folk pay no consideration to the preservation of evidence out of trouble, they can not enjoy the work injury insurance lead, which is a large pity if you arrive when they were hit by a automobile, you ought Sign panic, let the police to investigate the records and photographs collected evidence after the police achieved processing what will give you a Certificate of Authenticity accident know next to nothing ofmething like that, you can take this to requests for work-related injuries reported that if something happens to you so casually and does not find people to flee the police is not what the spectator, the case of not evidence that the common will not be approved for an industrial injury -
injury there a prescript, if you July 2007 1 sunrise the injury, you must immediately reporting units, the police issued identification evidence and the accident book and you out of work-related injuries later to see the doctor or hospital medical records to the unit, called the unit holding the identification of these materials to do work-related injuries, your unit must be August 1, 2007 effective material before your injury to the testing center, if you are out of work-related injuries from days over a month, and that injury may be identified not up. If you do not give you identification of units that can hold your own center identification materials to identify the best and do not exceed one month, otherwise it will be very bothersome Trouble -
Here to talk about maternity insurance -
This is also a good example, if you are a girl, a month salary of 1,000 yuan, January 1, 2007 start to maternity insurance, whereby the base is 1189, and you are pregnant in March 2007, the end of December 2007 gave birth to a child, in January 2008 and discharged after hospital you want to Sign the wedding certificate (not the reimbursement of an unmarried mama) + child certificate (2 tires generally reimbursed Health not) + size blueprint + checkpoints and hospital construction and operation costs of all invoices + menu + hospital unload synopsis of all materials submitted to these companies, they can check if you are fertile take a 500 stop, when the kid spent a surgical hospital + 2000, in general, within the provisions in health insurance can give you basically all the claims, demands to give you the money later, including: +2000 500 inspection fee per block of inpatient surgery +1189 / month × 4 months = 7256 Block, 1189 yuan / month × 4 months, which is specifically for the reimbursement of the medical center -
subsidies girls, only women can get the reimbursement to the -
maternity insurance reimbursement for the state when girls must be given 4 months, the average wage, so if you have children not only do not pay claims, but also can make the wages of 4 months! If Your base pay than high wages, such as the cross is to get 1000 1189, then you have acquired it -
maternity insurance to pay at least a year to enjoy, memorize to keep in mind -
In addition there is a problem, boys are also to pay maternity insurance Yup Can you boys enjoy the maternity insurance do? -
If you're a boy, your wife did not work or work units did not pay the insurance, and her children when you pay maternity insurance have also been more than a year, then you can Oh maternity insurance reimbursement, but to the previous example for instance, you can only check fees reimbursed 500 inpatient surgery +2000 half block = 1,250 yuan, 1,189 yuan of subsidies / month × 4 months of salary you will not enjoy it! This is the only girls can only be reimbursed when oh enjoy the same cost, reimbursement will be competent to get 7,256 girls, boys can only get reimbursement for 1250, which is probably infrequent in China,
So, before the girls the best intend to have babies about 1 year along began to find a unit to pay maternity insurance, you can make it! If you marry my wife and boys, the best time to marry a baby has to pay a maternity insurance and the payment of base salary is also higher than her own girl Oh! However, if it does not material she is not assured, you can give her maternity insurance reimbursement for it, but you do not pay perquisite to take 4 months, and the news You can only get back the cost by half. -
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unemployment insurance -
unemployment insurance, this is also to pay a full year you can enjoy, generally get to pay 1 year 2 months, to pay 2 years get 4 months, but a lifetime to get up to 24 months. a good example: - / p>
If you January 1, 2007 began to pay insurance, in January 2008 the company laid off you are, you can grant the company to get you 2 months of unemployment insurance, if this year you are base in 1189 to pay the insurance, then you can get at least 2 months more than 800 dollars or you January 1, 2007 began to pay insurance, in January 2008 and the company you contract expired,
Lacoste Trainers 2010, You do not absence to renovate the contract, then -
you can also quit the company before the company you get 2 months of unemployment insurance, but also more than 800 pieces -
expiration of the compact or company that is discharged, you can take 2 months a year in accordance with the percentage of unemployment to require companies to give you do, if the company does not give you do you can go to report it, a report of a prospective . -
But if you resign the contract did not go his due, and that even if you pay full 1 year are not entitled to unemployment insurance -
resign by the time their own, let solo pay 1 year, that is, 10 years to pay unemployment insurance to resign when you can not get a penny. Housing fund is a good thing ah -
Well, if you pay 200 a month for the fund, then the company has to your account each month to hit 200, you buy a house that is 400 times the If you pay 5 million lifetime, you account is 10 million, and such a good entity we have to not reject ah. -
fund can be used to buy a house, loan, renovation hardly evermething, if you can find their own home land to establish a house, and that the money to build a house where you can pay from the fund - p>
If you do not have the money, when they finally retire all of the money seems to bring ... to an end -
[Advanced treatise] is that the supplement and Nanjing different places now, and the monster are not allowed to non-payment of medical insurance, that includes old-age social security center that a birth injury medical unemployment asked the companies together received, but added the taxpayer may pay the provident fund, because it is among the jurisdiction of the Centre under the provident fund -
ratio of the specific form of social security: -
old-age insurance: you pay per month for units 22%, you pay 8 %;-
health insurance: you pay per month for units 12%, you pay 2 %;-
unemployment insurance: you pay per month for units of 2%, you pay 1 %;-
injury insurance: you pay per month for units of 0.5%, and you do not get their own dime; -
maternity insurance: you pay per month for units of 0.5%, and you do not get their own dime; -
Housing Fund: Unit for you to pay 7% per month, you pay 7% -
additional housing funds: unit per month for 8% of your pay, you pay 8% (this is only the general effectiveness of state-owned enterprises will be some very good, and the ratio has its own, the general fund even now the company is paying a moral of the) -
also say that a transfer tax and social security relations -
pay a convey tax by the period, namely namely part of the individual debit payments calculated behind deduction of the taxable found, but it is essential to memorandum, provident fund and additional fund extra than 12% of the parts (individuals and affairs to pay part) namely also absence to calculate in the taxable bottom in the above example, that 7% of the provident fund to accessory the fund of 8%, multiplication up to 15%, then the personal deduction of 3% of the part of the gold that ambition count in the value of tariff payable at the same time, enterprises that 3 %, when wages are not subtracted from the individual, but still have to count in the taxable base, that is, individuals for the spend of a transmit tariff money pays the bill. -
medical insurance to use this one, throughout the recess goes to personal accounts in another ways -
love that is included in Nanjing, the way that on a monthly foundation, there are many places year included -
Specifically, this is the
, health care is the year 1 April each year to 31 March the following year, while changes in social security contribution base is established in the early to mid April. -
Medical Insurance Bureau in April 1st base detaining of social security in accordance with every individual health insurance 1 year (that is, the 2%) into the individual health insurance card account, but this time there is a problem, April 1 when the base year has not been established Social Security, Medical Insurance Bureau only in accordance with the before year's base to the individual health insurance payments are anticipated that year, then the inconsistency between how to do it? That is, in the second year of April 1 to make up a small count, or less give the -
may be such a large section of the word
look will be very many trouble, that we, for instance -
average monthly income of a person 5,000 yuan in 2004, 2005, average monthly income of 4,000 yuan, 6,000 yuan income in 2006 -
Medical Insurance Bureau in April 1, 2006 to the amount of time into private accounts, social security megalopolis has not accepted base pay in 2006 (that is, the average monthly income in 2005), the Medical Insurance Bureau, or the 2005 the contribution base (that is, the average monthly income in 2004) to calculate the amount of personal accounts throughout the year, -
is 5000 * 2% * 12 = 1200, -
but in fact the person the amount of personal accounts for the year should be 4000 * 2% * 12 = 960, -
then this will give the 240 in April 1, 2007 when the web. At the same time April 1, 2007 into account individual gold of the current year is still 960 yuan (in fact, should be 6000 * 2% * 12 = 1440 million), less to 480 yuan, will be April 1, 2008 meeting back. -
so because maximum people are not the same base pay each year, so virtually everyone's account every year in March and April when the aggregate number of years to watch the amount of the account is different, and this is done each year in the Medical Insurance Bureau generated when the cost accounting. -
injury there is still time problem, if you July 2007 1 Sunrise injury, you must quickly reporting units, the police issued identification evidence and the accident paperback and your work-related injuries after a medical history to see the doctor or hospital delivery to the unit, shrieked the unit holding the identification of these materials to do work-related injuries, your unit must be August 1, 2007 telling material before your injury to the testing center, if you are out of work-related injuries from the days of more than a month, and that injury may be identified not up. If you do not give you identification of units that can prop your own center identification materials to nail the best and do not surpass one month, otherwise a lot of trouble a lot of trouble -
this point there is a supplement, there are two ways to report injuries, one unit reporting to adore to say the same as the above, valid for 30 days, there is a personal declaration, legal for one year, but due to injury or other reasons , the more the longer the absence of evidence, personal statements, then the process will be delayed because they do not know how many time and exertion. -
maternity insurance, abortion, childbirth, multiple births, premature birth, and can specifically look at the following link, though Shanghai's policy, but in all parts of counterpart. -
Shanghai and Nanjing
may have different policies, the company will not be reimbursed in dictate of this area, and pregnant women are directly linked by a health insurance check in the production of hospital birth, health attention co-ordination are within the range of health care overall pay,
Lacoste Protect Laser Trainers, of lesson, at their own consumption item (such as advanced unit, at their own expense medicine etc) or to themselves. -
Health chap after their application for maternity benefits to the Medical Insurance Bureau, Medical Insurance Bureau to the Social Security piece of 3000 dollars, to give 3 months base pay and half of the income of childbirth, multiple births, more an annexed 2 weeks. -
before years whether the average remuneration income is greater than the highest social security contribution base, then the social security contribution base pay only that part, the remaining payment of such person by the company aboard a every month mean compensation income 10000, social security cap for the 7392 base. Then the monthly income of social security to 7392, the remaining 10000-7392 = 2608 is paid by the unit. -
(Although I think this, in the cloud is not cozy to come cross =。=。。) Tell me where in fact there is two o'clock the key: -
1, pay at least 1 year before birth -
2, the social security contribution base normal reporting -
so that students, primarily woman students, do not think the company to give you the base level of reporting does not matter, even for low base some of their high wages glad hand to see the problem when it came it! -
This is why there are so many women workers would prefer reside in the declaration of the cheap wages in full but the location of social security and then leave the reasons given birth, the one small area is not like the case of unmarried women are not workers, and secondly, maternity insurance income is a lot to add. -
example, a 3000 person customary wages, but the declaration of social security base count her year-end perquisite rewards, etc. Other income, then the monthly average may reach 5000, this time to take a few months that a child is in January 5000 income. -
If you do not have the money, when they eventually retire all of the money seems to bring an end to ..., not seemingly, is absolutely! And the provident fund loans with low amuse rates than commercial loans, and this is a big advantage. -
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was excellent to share to friends and classmates -
A faultless assurance policy
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