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<strong>CommonLine (CL)</strong> – The FFEL Program industry' s standards by which loan and borrower information is electronically gathered, stored, and transmitted via a flat file. CommonLine file specifications are agreed to by the industry' s Electronic Standards Committee (ESC) and may be retrieved from the NCHELP website at
www.nchelp.org.
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cost of living adjustment (J3)<br />A provision in a US labour contract providing for automatic wage increases in line with rises in the CONSUMER PRICE INDEX. Usually abbreviated to COLA.
<strong>Trailer record</strong> – The ending portion of a CommonLine file. The trailer record contains a summary of the preceding records, including totals, and is used to verify transmissions. In CommonLine file specifications, the trailer record is documented as @T.
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holism (P4)<br />1 A theory of the universe as an interacting whole.<br /> 2 The opposite of atomism.<br /> 3 The simultaneous consideration of all parts of a system.
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